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FOR LEGAL PROFESSIONALS

What Law school doesn't teach you is how to calculate the value of your client's personal injury claim including "pain and suffering".  If you'd like to be able to do this, purchase Auto Accident Personal Injury Insurance Claim (How To Evaluate and Settle Your Loss) available for sale by download within this site.

A WORD ABOUT ADJUSTERS
Insurance adjusters are employees of the insurance companies.  They do as they are told.   Insurance companies, by their very nature, are structured to pay the least amount of money on a claim they can get away with.


A FEW EXAMPLE QUESTIONS 


Question 1

Does your book advocate self-settlement in all cases?  What about the need for a lawyer? 

The book states in several places that it is intended for those persons who are in an accident where liability is clear (such as a rear-ender) and where their personal injuries are limited to soft tissue.  These represent more than 50% of auto accidents.  However, the book also says that where the services of a lawyer or other professional is called for, such advice should be sought accordingly.   In fact it specifically states: "...if your medical diagnosis includes bone fractures, a herniated disk, serious aggravation of a pre-existing condition, prenatal difficulties, or almost anything diagnosed to be more complicated than a "soft tissue" type of injury, it's not wise for you to handle your claim yourself. You should engage an attorney to represent you."

FURTHERMORE:  In addition to advice on how to self-settle a claim, the book contains thousands of useful tips on how to increase the value of  a claim through photographs, evaluating pain and suffering and so forth.  These are invaluable tips -- whether an individual self-settles or uses an attorney.  In fact, most attorneys who read this book find that they can increase the value of their clients' auto accident claims and thereby increase their own income and share of that claim. 


Question 2

How do my client's medical expenses impact the value of their personal injury claim?

The higher the medical bills the greater the value of the claim.  Be sure your client obtains all bills for services rendered plus final Medical Reports regarding their physical condition.  Make sure these reports include the length of the time of "Partial Disability" and/or "Total Disability".  Why?  Because they will go a long way in justifying their "pain and suffering" and lost wages.  These reports should obviously be retained by your client and read by you before being sent to the insurance company.  


Question 3

What if my client has Medical Payments Coverage.  How does that work?

This type of converge will generally pay, up to certain limits, for all medical bills rising out of the accident - - regardless of who is at fault.  Read the coverage of all applicable policies carefully because people are covered in many different ways.

A WORD ABOUT HEALTH INSURANCE PLANS AND COVERAGES:  In certain instances it may be possible to have medical bills paid, and yet avoid any repayment, by using a health insurance policy, or some other health plan they may have.  This means that your client may be able to collect twice for the same medical bills.


Question 4

What is the single greatest thing I can do to increase the value of my client's claim?

Buy and read, Auto Accident Personal Injury Insurance Claim (How To Evaluate and Settle Your Loss)

Contains the exclusive BASE Formula that places a specific value on personal injury including "pain and suffering"

 

 
 
 
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