doing research after research this book is
the best thing I have found, and I am a lawyer! Atty.
S., Hartford, CT
Your book is by far the most impressive body
of material I've seen regarding handling personal injury claims.
I heeded your step-by-step advice, and I am extremely pleased
with the results from my claim! K.
Murphy, St. Louis, MO
I want to
thank the author for such a wonderful tool. I was rear-ended while
running an errand for my employer. Earlier this year I received
a letter from the other party’s insurance wanting to settle
the claim. The initial settlement offer was $3,500. I was about
to settle, but became upset with the fact that the injury that
occurred from the result of this accident had not fully healed.
So I read about your book and ordered it. Once
receiving the book I followed the instructions and am happy to
report that I have settled for $10,000 plus $4,612,19 for Worker’s
Comp. Thank you again. Florence
T., San Diego, CA
so very much! I've been reading through the book, and boy do I
wish I had it before the accident. So far
I think I've done it all wrong. J.
Moore, Houston, Texas
A lot of my attorney contacts are using your claims calculator.
By doing so, most of them discovered they were being low balled
on settlement offers made by insurance companies. I
wanted to thank you for everything you have done for those who
are in need but don't know where to turn for such splendid "Right
on the money" insights and assistance. Dr. Leonard
K., Berkley, California
Baldyga, I have had to fight tooth and nail on the total loss
of my car but have successfully done that due to downloading your
book off the Net. I pray that you will always successfully
live in peace and harmony. Ruth L., Las Vegas, Nevada
Your book has given me the ability to settle
my on claim with ease. Everything that I needed was within the
pages of your book. When I sat down with both insurance
adjusters from the two different insurance companies they were
very impressed with my knowledge of the process and pleased that
I had everything they needed to process the claim. I settled for
15,730 for property damage and 80,000 for medical bills and pain
and suffering. I think the 8 X 10 glossies of my injuries to my
body and car really did the job. I wish you could have been there
when the insurance adjuster looked at them for the first time.
H.A. Saunders, University student
My wife and I were injured in a rear-end accident in
early this year. As a international student, I had no
idea how to settle the medical bills with the
insurance company. Fortunately, I found your book and
ordered it online. I just finished the negotiation
with the adjuster several minutes ago. Following the
instruction in your book exactly, I made her increased
the offer by more than $5000.00. Thank you
so much for
your book. It made me feel confident when I fought
with the adjuster for a fair settlement. Max, Fayetteville,
I bought your wonderful book through the internet. I was rear
ended while sitting at a red light. I was paid $7,500 for my pain
and suffering. Thank you so much for all our help. You're
a great writer and I sincerely appreciate your insights. Charles
T., Little Rock, Arkansas
I have just
finished reading the great book, wow, it was very informative
and I have recommended it to several of my friends to purchase
the book. Even if you have not had an accident
it is worth reading. I sure appreciate you working with
me to get the book by calling. Mack
F., Wexford, PA
I would like to thank you and Dan for the knowledge I gained through
reading Dan's book and applying the BASE Formula in negotiating
a settlement for my son's pain and suffering resulting from an
auto accident in 2003. My son received $12,000. This is substantially
more than the $5,000 offered by the insurance company for the
liable party. Your book allowed me to realize
how unfair the original offer was, and allowed me to be
on a more level playing field with the loss adjuster. Thanks again!
Mike H., Pittsburgh, PA
book is well put together and filled with much more data than
I imagined. I have a background in doing a lot of Personal-Injury
Auto-Accident Insurance Claim works. I am so impressed. It included
so many things I have not known about nor considered.” Dr.
Kelly M., Miami, Florida.
Hi Dan: I
just wanted to write a short note to thank you for your straight-forward
facts on whiplash injury. I was rear-ended at a complete stop
10 months ago and have been suffering in pain every since. I was
diagnosed with Grade III WAD, and have been told the pain might
remain chronic. Thanks for destroying the myth that the more serious
the damage to the car, the more occupant injury. I sustained somewhat
minimal damage to my Honda Accord but substantial damage to me.
Your book and the articles you've had published explain why some
of these things add up to a more prolonged injury recovery. Thank
you again. Those of us who are suffering from
Whiplash need more people like you on our side. Sherry
C., Montreal, Canada
I read about your book at first I was hesitant but when I learned
about your calculator it got my attention and I had to know more.
Later on, and armed with your BASE FORMULA,
I knew how much of a settlement I should be aiming for
and it ended up being twice the amount I was thinking about, before
I read your book.” Marlene F., Amarillo, Texas.
adjuster seemed so fast to try and settle (actually she was pushy
and rude). I wanted to find more information on what was a fair
settlement so I bought your book. Later on I contacted my insurance
company and I received the $1,000 in Medical
Payments coverage your book told me about. Through all the years
of paying for insurance I had never read, nor understood the policy
close enough, to know this money was available. I would
have never been aware of this if not for your book. Thank you,
thank you, thank you!” Dee K., Portland, Oregon.
an outstanding book and service you have provided to the average
consumer. I have told all of my friends, family and anybody who
has been in an accident, to get hold of your
book because it does work. John H., Washington
My wife and
I have used your book as a reference over the last couple of months
in getting witness letters, pictures, and keeping good track of
all costs and lost wages. It's been very helpful
for dealing with the insurance adjuster too. We've been
very careful to wait until my wife and I have both been cleared
by our doctor before even discussing pain and suffering to close
the claim. Seth P., Tuscaloosa, AL
to tell you that your book has helped my husband and I tremendously.
Until I downloaded your book, we had no idea
what our rights were. Your book has been such a huge help
to us. We can never thank you enough for all you’ve done
for us.” Shirley B., Nashville, Tennessee.
how the injury-insurance-settlement process works has been
central to making the right decision’s in dealing with both
our own insurance company, and the one who insured the person
who hit my husband John. It’s been just wonderful. Thanks
for writing the book; it was such a great help.” Pam
O. Sanborn, New York.
adjuster was determined to take advantage of me, acting if my
injuries were minor and my complaints were being over stated.
I handled him exactly the way you suggested and it worked like
a charm! When our settlement talks began he offered me a pittance
but, because I read your book, I knew how to handle that. I had
been willing to settle for about $1,000 however your BASE FORMULA
told me my case was worth (at the very least $2,700) plus the
damage to my car. To my amazement I settled for $3,200 plus the
damage to my car. I could never have been
able to achieve that on my own but the instructions in
your book were so clear that I just knew where I could go and
how to get there“. David C., Cumberland, Maryland.
husband and I got severely rear ended by a semi-truck while sitting
at a red light. What we read in your book provided us with a tremendous
amount of “inside information”. It saved us
(and also earned us) a lot of money.” Jodie F., Los Angeles,
Baldyga, I don’t know that much about computers, but with
the help of my grandson, I was able to download a copy of your
book. My case was about to go to trial and my lawyer asked me
what I would be satisfied to settle it at. Using your book I did
that and the figure I gave him was finally acceptable. It was
settled on the court house steps! The information
it provided for me was exactly what I needed to know.”
Sadie S., Fort Worth, Texas.
you so much for the information you‘ve provided. Your
BASE FORMULA gave me what I needed to understand when it came
to evaluating my personal injury claim.” Ron P.,
Columbia, South Carolina.
Baldyga: Your book is very very helpful to handle my wife's case.
Me and my wife are international student, so I really didn't know
what I had to do when my wife had an accident and had nobody whom
I can ask for help to. But your book was like
bright light in the darkness to us. Thank you again. ilwoong
K., Webster, TX
Dear Dan and
Diane: Just wanted to let you guys know that by using your Base
Formula to figure out the value of my wife's recent car accident
we were able to purchase 2 brand new mid sized cars and a home
built from the ground up. The amount the insurance company wanted
to settle for was far less than what we calculated using your
format. So, I pressed the issue and I was
able to handle everything without the 3rd party (attorney)
whose 33% we were able to put in a retirement account. Your formula
really does work. Lorenzo C., San Fransico, CA
the information in the book to be so very
useful. I haven't settled my claim yet, as I'm still under
a doctor's care, but it helps to know what I should be tracking
and to now have a better sense of direction. Anita A., Phoenix,
my case your book earned me about $1,400. Based on the information
you provided I decided not to go through small claims court. When
it came to obtaining every penny I was due I was successful because
of you Mr. Baldyga”. George W., Muskego, Washington
so pleased with the information provided in your book. I have
just graduated from law school and knew nothing about placing
a value on nor settling my claim and I didn’t want to go
to one of my collogues. Your book helped me
to settle my case for so much more money than I ever suspected
possible.” Francine G., Kinder, Louisiana.
well-written book and its suggestions pointed both my son and
I in the right direction with our case and we
were paid exactly what THE BASE FORMULA said we should be reimbursed.”
Philip B. Jr., Cook, Georgia.
book was terrific and so easy to read and understand. It
saved me so much grief and provided me with a wealth of knowledge.
I settled my claim yesterday and I’ve been dancing around
my house like mad ever since. I can’t even begin to tell
you how much your book has meant to me.” Gary C., Ft.
I have read
your book. It is fantastic. Patro
S., Chandler, AZ
This may be
the best return I have had on my money in a long time. Brent
P., Salisbury, N.C.
the great book. This is JUST what I needed.
You rock. Tom
M., Portland, OR
What I have
read so far has really armed me with
very good information regarding my MVA claim. D.
McConnell, Las Vegas, Nevada
Oh, I am so
thankful that you are giving me a credit for my second click!!
When I got two e-mail confirmations for the book I realized I
must have accidentally clicked twice and thought that was just
my tough luck. Wow, honesty is still alive and well in America!
you for writing such an informative book and again, I appreciate
immensely your honesty. C. Earl, Florence, SC
I just read your book and am SO thankful for
your advice. You cannot imagine how helpful this was. I
had no idea where to start or what to do. Never been in an accident
Kreslins, Cincinnati, Ohio
book--recommending it to others. E.
Duff, Englewood, CO
book is excellent! Bless you. Marjorie
J., Elk, WA
and it really taught me what I needed to know.
St. Louisville, Ohio
book is GREAT! And very eye opening. Ralph
K., Chalmette, LA
I have found
the information in the book to be most valuable
and continue to glean information from its pages. I pick it up
read awhile and put it down. But the next time I pick it up I
find something else and so on and so on. Kathleen
C., Stanford, CA
your book and was pleased with the information. My settlement
is still pending but what it contained is
invaluable. Karl M., Kirkland, WA
The book has helped me out tremendously already!
I appreciate it very much! Mendy Y., Ada, OK
read 60 pages of your book so far but I just had to sit down,
send this email and to say it’s been a
real eye opener!” Dr. Lynn K., Tuscaloosa, Alabama
you wrote provided me with a ton of money I’m positive I
would have never been paid.” Matthew L., Nashua,
What I learned
from your book was just what I needed. Your
BASE FORMULA has proved to be invaluable.” Mike
F., Juneau, Alaska.
you’ve written gave me the courage to stand up to the insurance
people and I won - - big time!” Franklin T., Black
book was incredibly helpful and we settled for exactly what you
said our claim was worth.” Tanya, W., Jackson,
“ I just wanted to let you know that your
book was amazing. The insights it provided into the claims process
and THE BASE FORMULA was outstanding! I had purchased the book
online but with trepidation, but I have now settled my claim and
I look at it as the best investment I ever made! I
fully attribute my success to the instructions in the book as
to how to document everything and how to present my case to the
adjuster. THANK YOU SO MUCH FOR PUBLISHING THIS BOOK! !”
Lisa G., Gulfport, Mississippi.